MFIN
Medallion Financial Corp.
NASDAQ · Financial Services · Financial - Credit Services · US
$10.37
+3.80%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 358.5M | 353.3M | 291.8M | 254.5M | 198.4M |
| Cost of Revenue | 20.9M | 11.5M | 164.7M | 100.8M | 66.2M |
| Gross Profit | 337.6M | 341.8M | 127.1M | 153.8M | 132.2M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | (23.6M) | 5.0M | 41.0M | 40.0M | 33.5M |
| General & Admin Expense | (23.6M) | 5.0M | 41.0M | 40.0M | 33.5M |
| Selling & Marketing Expense | — | — | — | — | — |
| Other Expenses | 199.4M | 158.5M | 23.2M | 27.7M | 30.8M |
| Total Operating Expenses | 175.8M | 163.5M | 64.2M | 67.7M | 64.3M |
| Cost and Expenses | 196.7M | 175.0M | 228.9M | 168.5M | 130.6M |
| Operating Income (EBIT) | 161.8M | 178.3M | 62.9M | 86.0M | 67.8M |
| Non-Operating | |||||
| Interest Income | 334.0M | 315.3M | 290.7M | 251.0M | 196.6M |
| Interest Expense | 107.9M | 98.4M | 88.2M | 62.9M | 36.2M |
| Net Interest Income | 226.1M | 216.9M | 202.5M | 188.1M | 160.4M |
| Other Non-Op Income/Expense | (107.9M) | (98.4M) | — | — | — |
| Non-Operating Income (excl Interest) | — | — | — | — | — |
| EBT (Pre-Tax Income) | 53.9M | 79.9M | 62.9M | 86.0M | 67.8M |
| Income Tax Expense | 17.5M | 24.5M | 21.0M | 24.9M | 18.0M |
| Bottom Line | |||||
| Net Income | 27.0M | 43.0M | 35.9M | 55.1M | 43.8M |
| Earnings from Cont. Ops | 36.3M | 55.3M | 41.9M | 61.1M | 49.9M |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 27.0M | 43.0M | 35.9M | 55.1M | 43.8M |
| Per Share | |||||
| Basic EPS | $1.17 | $1.89 | $1.59 | $2.45 | $1.86 |
| Diluted EPS | $1.11 | $1.78 | $1.52 | $2.37 | $1.83 |
| Revenue Per Share | $15.80 | $15.51 | $12.94 | $11.31 | $8.41 |
| Shares | |||||
| Basic Shares Outstanding | 22.7M | 22.8M | 22.5M | 22.5M | 23.6M |
| Diluted Shares Outstanding | 23.6M | 24.2M | 23.6M | 23.2M | 23.9M |
| Profitability Metrics | |||||
| EBITDA | 169.1M | 186.6M | 69.2M | 87.9M | 73.1M |
| D&A | 7.3M | 8.3M | 6.2M | 1.8M | 5.2M |
| EBIT | 161.8M | 178.3M | 62.9M | 86.0M | 67.8M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Sep 1, 2026