EFSI
EAGLE FINANCIAL SERVICES INC
NASDAQ · Financial Services · Banks - Regional · US
$46.52
+1.12%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 117.4M | 104.5M | 105.9M | 95.9M | 66.7M |
| Cost of Revenue | 36.5M | 40.1M | 42.6M | 34.5M | 7.3M |
| Gross Profit | 80.9M | 64.4M | 63.3M | 61.4M | 59.4M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 47.4M | 27.4M | 33.6M | 34.4M | 28.3M |
| General & Admin Expense | 46.5M | 26.5M | 32.6M | 33.3M | 27.5M |
| Selling & Marketing Expense | 959.0K | 861.0K | 1.0M | 1.2M | 770.0K |
| Other Expenses | 15.9M | 27.2M | 10.8M | 16.4M | 13.5M |
| Total Operating Expenses | 63.4M | 54.5M | 44.4M | 50.8M | 41.8M |
| Cost and Expenses | 99.9M | 94.6M | 87.0M | 85.3M | 49.1M |
| Operating Income (EBIT) | 17.5M | 9.9M | 18.9M | 10.6M | 17.7M |
| Non-Operating | |||||
| Interest Income | 98.2M | 98.7M | 90.7M | 82.6M | 54.6M |
| Interest Expense | 31.3M | 36.4M | 40.1M | 32.8M | 5.5M |
| Net Interest Income | 66.9M | 62.3M | 50.6M | 49.7M | 49.1M |
| Other Non-Op Income/Expense | 4.9M | — | — | — | — |
| Non-Operating Income (excl Interest) | (7.6M) | — | — | — | — |
| EBT (Pre-Tax Income) | 22.4M | 9.9M | 18.9M | 10.6M | 17.7M |
| Income Tax Expense | 4.6M | 1.7M | 3.6M | 1.3M | 3.1M |
| Bottom Line | |||||
| Net Income | 17.8M | 8.2M | 15.3M | 9.4M | 14.5M |
| Earnings from Cont. Ops | 17.8M | 8.2M | 15.3M | 9.4M | 14.5M |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 17.8M | 8.2M | 15.3M | 9.4M | 14.5M |
| Per Share | |||||
| Basic EPS | $3.30 | $1.59 | $4.32 | $2.66 | $4.17 |
| Diluted EPS | $3.30 | $1.59 | $4.32 | $2.66 | $4.17 |
| Revenue Per Share | $21.70 | $19.47 | $29.80 | $27.22 | $19.16 |
| Shares | |||||
| Basic Shares Outstanding | 5.4M | 5.4M | 3.6M | 3.5M | 3.5M |
| Diluted Shares Outstanding | 5.4M | 5.4M | 3.6M | 3.5M | 3.5M |
| Profitability Metrics | |||||
| EBITDA | 25.5M | 10.7M | 19.9M | 11.6M | 18.6M |
| D&A | 402.0K | 780.0K | 979.0K | 1.0M | 979.0K |
| EBIT | 25.1M | 9.9M | 18.9M | 10.6M | 17.7M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Sep 1, 2026