CZNC
CITIZENS & NORTHERN CORP
NASDAQ · Financial Services · Banks - Regional · US
$28.56
+2.22%Margins
Gross margin
57.5%
EBITDA margin
22.7%
EBIT margin
14.7%
Net margin
20.0%
FCF margin
17.1%
10.2%
Return on equity
1.1%
Return on assets
5.1%
Return on invested capital
0.06x
Asset turnover
$32.0M
Cash from operations
$33
Cash per share
Margins, returns on capital and operating efficiency from the latest trailing period · Data as of Sep 1, 2026