CZNC
CITIZENS & NORTHERN CORP
NASDAQ · Financial Services · Banks - Regional · US
$28.56
+2.22%Leverage
- Debt / equity
- 0.48x
- Net debt / equity
- 0.18x
- Debt / assets
- 0.05x
- Debt / EBITDA
- 4.09x
- Net debt / EBITDA
- 1.59x
Liquidity & coverage
- Current ratio
- 0.23x
- Quick ratio
- 0.23x
- Cash ratio
- 0.23x
- Interest coverage
- 0.53x
- EBITDA / interest
- 0.81x
- Working capital
- -$2.0B
Cash & dividend
- FCF / debt
- 0.18x
- Cash flow / debt
- 0.20x
- Dividend per share
- $1.14
- Dividend yield
- 4.0%
- Dividend growth 1y
- +1.8%
Leverage, liquidity, debt coverage and shareholder-distribution metrics · Data as of Sep 1, 2026