WRLD
WORLD ACCEPTANCE CORP
NASDAQ · Financial Services · Financial - Credit Services · US
$162.73
−1.77%Income statement
| Metric | TTM | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 596.7M | 585.2M | 564.8M | 573.2M | 616.5M |
| Cost of Revenue | 214.9M | 238.0M | 169.2M | 205.2M | 309.9M |
| Gross Profit | 381.8M | 347.1M | 395.6M | 368.0M | 306.6M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 265.7M | 250.3M | 188.0M | 214.6M | 222.9M |
| General & Admin Expense | 254.5M | 239.7M | 177.8M | 204.7M | 216.8M |
| Selling & Marketing Expense | 11.2M | 10.6M | 10.2M | 9.9M | 6.1M |
| Other Expenses | 39.9M | 51.5M | 49.1M | 54.0M | 56.6M |
| Total Operating Expenses | 305.6M | 301.9M | 237.1M | 268.6M | 279.5M |
| Cost and Expenses | 520.5M | 539.9M | 406.3M | 473.8M | 589.4M |
| Operating Income (EBIT) | 76.2M | 45.2M | 158.5M | 99.4M | 27.1M |
| Non-Operating | |||||
| Interest Income | 372.1M | 484.8M | 465.1M | 468.5M | 508.3M |
| Interest Expense | 48.5M | 49.4M | 42.7M | 48.2M | 50.5M |
| Net Interest Income | 323.5M | 435.4M | 422.4M | 420.3M | 457.9M |
| Other Non-Op Income/Expense | (11.7M) | — | (46.5M) | — | — |
| Non-Operating Income (excl Interest) | — | — | 3.8M | — | — |
| EBT (Pre-Tax Income) | 64.5M | 45.2M | 112.0M | 99.4M | 27.1M |
| Income Tax Expense | 14.5M | 10.7M | 22.2M | 22.1M | 5.9M |
| Bottom Line | |||||
| Net Income | 50.0M | 34.6M | 89.7M | 77.3M | 21.2M |
| Earnings from Cont. Ops | 50.0M | 34.6M | 89.7M | 77.3M | 21.2M |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 50.0M | 34.6M | 89.7M | 77.3M | 21.2M |
| Per Share | |||||
| Basic EPS | $10.91 | $6.97 | $16.54 | $13.45 | $3.69 |
| Diluted EPS | $10.76 | $6.88 | $16.30 | $13.19 | $3.60 |
| Revenue Per Share | $130.90 | $116.43 | $102.57 | $99.71 | $107.24 |
| Shares | |||||
| Basic Shares Outstanding | 4.6M | 5.0M | 5.5M | 5.7M | 5.7M |
| Diluted Shares Outstanding | 4.6M | 5.0M | 5.5M | 5.9M | 5.9M |
| Profitability Metrics | |||||
| EBITDA | 83.5M | 54.2M | 165.0M | 110.3M | 38.1M |
| D&A | 7.3M | 9.0M | 10.1M | 10.9M | 10.9M |
| EBIT | 76.2M | 45.2M | 154.7M | 99.4M | 27.1M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Sep 1, 2026