UMBFO
UMB Financial Corporation
NASDAQ · Financial Services · Banks · US
$25.42
+1.56%Income statement
| Metric | TTM | 2025 |
|---|---|---|
| Revenue | ||
| Total Revenue | 4.4B | 4.1B |
| Cost of Revenue | 1.5B | 1.6B |
| Gross Profit | 2.9B | 2.5B |
| Operating Expenses | ||
| R&D Expense | — | — |
| SG&A Expense | 990.2M | 929.6M |
| General & Admin Expense | 932.0M | 883.9M |
| Selling & Marketing Expense | 58.2M | 45.7M |
| Other Expenses | 615.7M | 693.3M |
| Total Operating Expenses | 1.6B | 1.6B |
| Cost and Expenses | 3.1B | 3.3B |
| Operating Income (EBIT) | 1.3B | 875.0M |
| Non-Operating | ||
| Interest Income | 3.5B | 3.4B |
| Interest Expense | 1.4B | 1.5B |
| Net Interest Income | 2.1B | 1.9B |
| Other Non-Op Income/Expense | — | — |
| Non-Operating Income (excl Interest) | — | — |
| EBT (Pre-Tax Income) | 1.3B | 875.0M |
| Income Tax Expense | 261.5M | 172.6M |
| Bottom Line | ||
| Net Income | 1.0B | 702.4M |
| Earnings from Cont. Ops | 1.0B | 702.4M |
| Earnings from Discont. Ops | — | — |
| Bottom Line Net Income | 1.0B | 684.6M |
| Per Share | ||
| Basic EPS | $13.28 | $9.35 |
| Diluted EPS | $13.21 | $9.29 |
| Revenue Per Share | $57.96 | $56.57 |
| Shares | ||
| Basic Shares Outstanding | 76.0M | 73.3M |
| Diluted Shares Outstanding | 76.5M | 73.7M |
| Profitability Metrics | ||
| EBITDA | 1.3B | 1.0B |
| D&A | 35.1M | 141.8M |
| EBIT | 1.3B | 875.0M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Sep 1, 2026