TCBX
Third Coast Bancshares, Inc.
NASDAQ · Financial Services · Banks - Regional · US
$40.49
+1.50%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 361.7M | 366.9M | 338.1M | 274.1M | 160.2M |
| Cost of Revenue | 176.3M | 164.2M | 173.3M | 133.3M | 49.7M |
| Gross Profit | 185.4M | 202.8M | 164.8M | 140.7M | 110.5M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 105.3M | 79.3M | 66.8M | 64.8M | 58.4M |
| General & Admin Expense | 102.4M | 77.2M | 65.1M | 62.2M | 56.5M |
| Selling & Marketing Expense | 2.9M | 2.1M | 1.7M | 2.6M | 1.9M |
| Other Expenses | 32.6M | 38.5M | 36.6M | 34.3M | 28.9M |
| Total Operating Expenses | 137.9M | 117.8M | 103.4M | 99.1M | 87.3M |
| Cost and Expenses | 314.2M | 282.0M | 276.7M | 232.5M | 137.0M |
| Operating Income (EBIT) | 47.5M | 85.0M | 61.4M | 41.6M | 23.2M |
| Non-Operating | |||||
| Interest Income | 198.8M | 354.0M | 328.4M | 266.5M | 153.9M |
| Interest Expense | 176.5M | 158.8M | 167.6M | 127.0M | 37.5M |
| Net Interest Income | 22.3M | 195.2M | 160.8M | 139.5M | 116.5M |
| Other Non-Op Income/Expense | 44.3M | (2.2M) | — | — | — |
| Non-Operating Income (excl Interest) | (47.2M) | — | — | — | — |
| EBT (Pre-Tax Income) | 91.8M | 82.7M | 61.4M | 41.6M | 23.2M |
| Income Tax Expense | 16.5M | 16.5M | 13.7M | 8.2M | 4.5M |
| Bottom Line | |||||
| Net Income | 75.3M | 66.3M | 47.7M | 33.4M | 18.7M |
| Earnings from Cont. Ops | 75.3M | 66.3M | 47.7M | 33.4M | 18.7M |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 70.5M | 61.5M | 42.9M | 28.7M | 17.2M |
| Per Share | |||||
| Basic EPS | $4.56 | $4.45 | $3.14 | $2.11 | $1.28 |
| Diluted EPS | $4.03 | $3.79 | $2.78 | $1.98 | $1.25 |
| Revenue Per Share | $21.72 | $26.59 | $24.74 | $20.18 | $11.90 |
| Shares | |||||
| Basic Shares Outstanding | 16.7M | 13.8M | 13.7M | 13.6M | 13.5M |
| Diluted Shares Outstanding | 20.4M | 16.4M | 17.1M | 16.9M | 13.8M |
| Profitability Metrics | |||||
| EBITDA | 100.7M | 89.7M | 66.0M | 45.6M | 25.7M |
| D&A | 6.0M | 4.7M | 4.6M | 3.9M | 2.6M |
| EBIT | 94.7M | 85.0M | 61.4M | 41.6M | 23.2M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Sep 1, 2026