SMBC
SOUTHERN MISSOURI BANCORP, INC.
NASDAQ · Financial Services · Banks - Regional · US
$72.88
+1.94%Income statement
| Metric | TTM | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 312.7M | 316.5M | 305.2M | 273.2M | 202.6M |
| Cost of Revenue | 116.3M | 127.6M | 129.3M | 112.5M | 66.7M |
| Gross Profit | 196.4M | 189.0M | 176.1M | 160.7M | 135.9M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 38.1M | 70.3M | 60.2M | 57.8M | 50.1M |
| General & Admin Expense | 35.8M | 70.3M | 58.1M | 55.7M | 48.4M |
| Selling & Marketing Expense | 2.3M | — | 2.1M | 2.1M | 1.8M |
| Other Expenses | 65.4M | 31.5M | 41.9M | 39.8M | 36.3M |
| Total Operating Expenses | 103.5M | 101.8M | 102.1M | 97.6M | 86.4M |
| Cost and Expenses | 219.8M | 229.4M | 231.4M | 210.1M | 153.2M |
| Operating Income (EBIT) | 92.9M | 87.1M | 74.0M | 63.1M | 49.5M |
| Non-Operating | |||||
| Interest Income | 286.0M | 289.0M | 277.4M | 248.4M | 176.4M |
| Interest Expense | 115.4M | 116.1M | 122.7M | 108.9M | 49.7M |
| Net Interest Income | 170.6M | 172.8M | 154.6M | 139.5M | 126.7M |
| Other Non-Op Income/Expense | (1.7M) | — | — | — | — |
| Non-Operating Income (excl Interest) | (29.9M) | — | — | — | — |
| EBT (Pre-Tax Income) | 91.2M | 87.1M | 74.0M | 63.1M | 49.5M |
| Income Tax Expense | 15.9M | 15.3M | 15.4M | 12.9M | 10.2M |
| Bottom Line | |||||
| Net Income | 75.3M | 71.8M | 58.3M | 50.2M | 39.2M |
| Earnings from Cont. Ops | 75.3M | 71.8M | 58.6M | 50.2M | 39.2M |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 75.1M | 71.5M | 58.3M | 49.9M | 39.0M |
| Per Share | |||||
| Basic EPS | $6.79 | $6.45 | $5.19 | $4.42 | $3.86 |
| Diluted EPS | $6.78 | $6.43 | $5.18 | $4.42 | $3.85 |
| Revenue Per Share | $28.52 | $28.55 | $27.15 | $24.19 | $17.88 |
| Shares | |||||
| Basic Shares Outstanding | 11.0M | 11.1M | 11.2M | 11.3M | 11.3M |
| Diluted Shares Outstanding | 11.0M | 11.1M | 11.3M | 11.3M | 11.3M |
| Profitability Metrics | |||||
| EBITDA | 129.9M | 87.1M | 84.0M | 73.2M | 57.0M |
| D&A | 7.1M | — | 10.0M | 10.1M | 7.6M |
| EBIT | 122.8M | 87.1M | 74.0M | 63.1M | 49.5M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Sep 1, 2026