SBFG
SB FINANCIAL GROUP, INC.
NASDAQ · Financial Services · Banks - Regional · US
$30.36
−0.52%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 97.0M | 91.0M | 81.4M | 75.9M | 62.8M |
| Cost of Revenue | 28.0M | 26.8M | 24.6M | 19.2M | 5.2M |
| Gross Profit | 69.0M | 64.3M | 56.8M | 56.7M | 57.6M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 37.6M | 26.5M | 25.2M | 24.2M | 25.7M |
| General & Admin Expense | 37.2M | 25.8M | 24.3M | 23.4M | 24.8M |
| Selling & Marketing Expense | 399.0K | 651.0K | 821.0K | 782.0K | 911.0K |
| Other Expenses | 10.9M | 20.5M | 17.8M | 17.8M | 16.6M |
| Total Operating Expenses | 48.5M | 47.0M | 43.0M | 42.0M | 42.3M |
| Cost and Expenses | 76.4M | 73.8M | 67.5M | 61.2M | 47.5M |
| Operating Income (EBIT) | 20.6M | 17.3M | 13.9M | 14.7M | 15.3M |
| Non-Operating | |||||
| Interest Income | 78.9M | 73.9M | 64.3M | 58.2M | 44.6M |
| Interest Expense | 27.1M | 25.5M | 24.4M | 18.9M | 5.2M |
| Net Interest Income | 51.8M | 48.5M | 39.9M | 39.3M | 39.4M |
| Other Non-Op Income/Expense | — | — | — | — | — |
| Non-Operating Income (excl Interest) | — | — | — | — | — |
| EBT (Pre-Tax Income) | 20.6M | 17.3M | 13.9M | 14.7M | 15.3M |
| Income Tax Expense | 3.9M | 3.3M | 2.4M | 2.6M | 2.8M |
| Bottom Line | |||||
| Net Income | 16.7M | 14.0M | 11.5M | 12.1M | 12.5M |
| Earnings from Cont. Ops | 16.7M | 14.0M | 11.5M | 12.1M | 12.5M |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 16.7M | 14.0M | 11.5M | 12.1M | 12.5M |
| Per Share | |||||
| Basic EPS | $2.68 | $2.19 | $1.72 | $1.77 | $1.79 |
| Diluted EPS | $2.67 | $2.19 | $1.72 | $1.75 | $1.77 |
| Revenue Per Share | $15.66 | $14.29 | $12.22 | $11.11 | $8.97 |
| Shares | |||||
| Basic Shares Outstanding | 6.2M | 6.4M | 6.7M | 6.8M | 7.0M |
| Diluted Shares Outstanding | 6.2M | 6.4M | 6.7M | 6.9M | 7.0M |
| Profitability Metrics | |||||
| EBITDA | 24.1M | 21.5M | 17.4M | 18.3M | 19.3M |
| D&A | 3.5M | 4.2M | 3.6M | 3.6M | 4.0M |
| EBIT | 20.6M | 17.3M | 13.9M | 14.7M | 15.3M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Sep 1, 2026