PFS
PROVIDENT FINANCIAL SERVICES INC
NYSE · Financial Services · Banks - Regional · US
$23.52
+1.69%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 1.4B | 1.4B | 1.1B | 695.6M | 554.0M |
| Cost of Revenue | 504.8M | 515.8M | 533.1M | 244.5M | 53.6M |
| Gross Profit | 855.2M | 866.8M | 607.2M | 451.1M | 500.3M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 338.8M | 271.6M | 236.5M | 161.9M | 157.6M |
| General & Admin Expense | 336.5M | 266.0M | 231.3M | 157.1M | 152.4M |
| Selling & Marketing Expense | 2.3M | 5.5M | 5.1M | 4.8M | 5.2M |
| Other Expenses | 127.3M | 187.1M | 221.1M | 113.4M | 102.6M |
| Total Operating Expenses | 466.1M | 458.7M | 457.5M | 275.3M | 260.2M |
| Cost and Expenses | 970.9M | 974.5M | 990.6M | 519.9M | 313.9M |
| Operating Income (EBIT) | 389.1M | 408.2M | 149.6M | 175.8M | 240.1M |
| Non-Operating | |||||
| Interest Income | 1.3B | 1.3B | 1.0B | 615.8M | 466.2M |
| Interest Expense | 502.9M | 512.2M | 445.5M | 216.4M | 48.6M |
| Net Interest Income | 801.8M | 760.6M | 600.6M | 399.5M | 417.6M |
| Other Non-Op Income/Expense | 32.0M | — | — | — | — |
| Non-Operating Income (excl Interest) | (32.0M) | — | — | — | — |
| EBT (Pre-Tax Income) | 421.1M | 408.2M | 149.6M | 175.8M | 240.1M |
| Income Tax Expense | 110.9M | 117.0M | 34.1M | 47.4M | 64.5M |
| Bottom Line | |||||
| Net Income | 310.2M | 291.2M | 115.5M | 128.4M | 175.6M |
| Earnings from Cont. Ops | 310.2M | 291.2M | 115.5M | 128.4M | 175.6M |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 310.2M | 291.2M | 115.5M | 128.4M | 175.6M |
| Per Share | |||||
| Basic EPS | $2.38 | $2.23 | $1.05 | $1.72 | $2.35 |
| Diluted EPS | $2.38 | $2.23 | $1.05 | $1.71 | $2.35 |
| Revenue Per Share | $10.43 | $10.59 | $10.40 | $9.29 | $7.42 |
| Shares | |||||
| Basic Shares Outstanding | 130.4M | 130.5M | 109.7M | 74.8M | 74.7M |
| Diluted Shares Outstanding | 130.4M | 130.5M | 109.7M | 74.9M | 74.8M |
| Profitability Metrics | |||||
| EBITDA | 471.4M | 473.7M | 204.2M | 198.0M | 263.8M |
| D&A | 50.3M | 65.5M | 54.6M | 22.2M | 23.7M |
| EBIT | 421.1M | 408.2M | 149.6M | 175.8M | 240.1M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Sep 1, 2026