PFBC
Preferred Bank
NASDAQ · Financial Services · Banks - Regional · US
$106.87
+0.56%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 501.4M | 499.0M | 520.4M | 481.8M | 301.4M |
| Cost of Revenue | 221.6M | 224.7M | 248.6M | 198.6M | 54.4M |
| Gross Profit | 279.8M | 274.3M | 271.9M | 283.1M | 247.1M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 67.8M | 66.8M | 54.9M | 52.1M | 49.4M |
| General & Admin Expense | 67.7M | 65.7M | 53.6M | 51.3M | 48.6M |
| Selling & Marketing Expense | 163.0K | 1.1M | 1.3M | 737.0K | 811.0K |
| Other Expenses | 21.9M | 17.9M | 32.9M | 21.2M | 18.4M |
| Total Operating Expenses | 89.7M | 84.8M | 87.8M | 73.3M | 67.9M |
| Cost and Expenses | 311.4M | 309.5M | 336.4M | 271.9M | 122.2M |
| Operating Income (EBIT) | 190.1M | 189.5M | 184.0M | 210.6M | 179.2M |
| Non-Operating | |||||
| Interest Income | 484.6M | 486.5M | 509.1M | 478.0M | 294.4M |
| Interest Expense | 212.6M | 215.6M | 236.5M | 188.6M | 47.0M |
| Net Interest Income | 272.0M | 270.8M | 272.6M | 289.4M | 247.4M |
| Other Non-Op Income/Expense | — | — | — | (778.0K) | — |
| Non-Operating Income (excl Interest) | — | — | — | — | — |
| EBT (Pre-Tax Income) | 190.1M | 189.5M | 184.0M | 209.9M | 179.2M |
| Income Tax Expense | 57.6M | 55.9M | 53.4M | 59.8M | 50.4M |
| Bottom Line | |||||
| Net Income | 132.5M | 133.6M | 130.7M | 150.0M | 128.8M |
| Earnings from Cont. Ops | 132.5M | 133.6M | 130.7M | 150.0M | 128.8M |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 132.5M | 133.6M | 130.7M | 150.0M | 128.8M |
| Per Share | |||||
| Basic EPS | $11.03 | $10.61 | $9.80 | $10.64 | $8.84 |
| Diluted EPS | $10.83 | $10.41 | $9.65 | $10.52 | $8.70 |
| Revenue Per Share | $42.30 | $39.62 | $38.99 | $34.18 | $20.68 |
| Shares | |||||
| Basic Shares Outstanding | 11.9M | 12.6M | 13.3M | 14.1M | 14.6M |
| Diluted Shares Outstanding | 12.1M | 12.8M | 13.6M | 14.3M | 14.8M |
| Profitability Metrics | |||||
| EBITDA | 190.9M | 191.3M | 186.2M | 211.6M | 181.1M |
| D&A | 783.0K | 1.7M | 2.2M | 1.7M | 1.9M |
| EBIT | 190.1M | 189.5M | 184.0M | 209.9M | 179.2M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Sep 1, 2026