OBT
Orange County Bancorp, Inc. /DE/
NASDAQ · Financial Services · Banks - Regional · US
$40.42
+2.28%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 151.0M | 158.1M | 143.1M | 131.1M | 96.0M |
| Cost of Revenue | 27.3M | 38.7M | 43.2M | 37.2M | 15.7M |
| Gross Profit | 123.7M | 119.5M | 99.9M | 93.8M | 80.4M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 45.6M | 43.1M | 40.3M | 36.7M | 32.2M |
| General & Admin Expense | 45.1M | 43.1M | 38.8M | 35.0M | 30.6M |
| Selling & Marketing Expense | 496.0K | — | 1.6M | 1.7M | 1.6M |
| Other Expenses | 22.6M | 24.8M | 24.7M | 20.0M | 17.9M |
| Total Operating Expenses | 68.2M | 67.9M | 65.1M | 56.7M | 50.1M |
| Cost and Expenses | 95.5M | 106.6M | 108.3M | 93.9M | 65.7M |
| Operating Income (EBIT) | 55.5M | 51.6M | 34.8M | 37.1M | 30.3M |
| Non-Operating | |||||
| Interest Income | 140.5M | 135.0M | 127.2M | 117.8M | 84.2M |
| Interest Expense | 25.9M | 30.9M | 35.5M | 29.4M | 6.1M |
| Net Interest Income | 114.6M | 104.1M | 91.8M | 88.4M | 78.1M |
| Other Non-Op Income/Expense | 1.6M | — | — | — | — |
| Non-Operating Income (excl Interest) | — | — | — | — | — |
| EBT (Pre-Tax Income) | 57.1M | 51.6M | 34.8M | 37.1M | 30.3M |
| Income Tax Expense | 7.2M | 9.9M | 6.9M | 7.7M | 5.9M |
| Bottom Line | |||||
| Net Income | 49.9M | 41.6M | 27.9M | 29.5M | 24.4M |
| Earnings from Cont. Ops | 49.9M | 41.6M | 27.9M | 29.5M | 24.4M |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 49.9M | 41.6M | 27.9M | 29.5M | 24.4M |
| Per Share | |||||
| Basic EPS | $3.73 | $3.33 | $2.47 | $2.62 | $2.17 |
| Diluted EPS | $3.73 | $3.33 | $2.47 | $2.62 | $2.17 |
| Revenue Per Share | $11.28 | $12.64 | $12.66 | $11.64 | $8.54 |
| Shares | |||||
| Basic Shares Outstanding | 13.4M | 12.5M | 11.3M | 11.3M | 11.2M |
| Diluted Shares Outstanding | 13.4M | 12.5M | 11.3M | 11.3M | 11.2M |
| Profitability Metrics | |||||
| EBITDA | 56.4M | 53.4M | 36.8M | 39.1M | 32.0M |
| D&A | 932.0K | 1.8M | 1.9M | 2.0M | 1.7M |
| EBIT | 55.5M | 51.6M | 34.8M | 37.1M | 30.3M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Sep 1, 2026