NPB
NORTHPOINTE BANCSHARES INC
NYSE · Financial Services · Banks - Regional · US
$16.14
+2.48%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 440.3M | 471.2M | 390.5M | 362.4M | 324.2M |
| Cost of Revenue | 249.5M | 231.6M | 203.0M | 164.7M | 68.9M |
| Gross Profit | 190.7M | 239.6M | 187.5M | 197.8M | 255.3M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 85.7M | 90.2M | 77.8M | 104.3M | 159.9M |
| General & Admin Expense | 85.7M | 90.2M | 77.8M | 104.3M | 159.9M |
| Selling & Marketing Expense | — | — | — | — | — |
| Other Expenses | 54.1M | 39.1M | 36.8M | 48.8M | 61.8M |
| Total Operating Expenses | 139.7M | 129.2M | 114.6M | 153.1M | 221.6M |
| Cost and Expenses | 389.3M | 360.8M | 317.6M | 317.8M | 290.5M |
| Operating Income (EBIT) | 51.0M | 110.4M | 72.9M | 44.7M | 33.7M |
| Non-Operating | |||||
| Interest Income | 425.4M | 380.2M | 317.5M | 267.4M | 166.1M |
| Interest Expense | 254.6M | 229.5M | 203.3M | 166.2M | 66.7M |
| Net Interest Income | 170.8M | 150.7M | 114.2M | 101.2M | 99.4M |
| Other Non-Op Income/Expense | 58.3M | — | — | — | — |
| Non-Operating Income (excl Interest) | (67.1M) | — | — | — | — |
| EBT (Pre-Tax Income) | 109.3M | 110.4M | 72.9M | 44.7M | 33.7M |
| Income Tax Expense | 27.4M | 27.0M | 17.7M | 10.9M | 10.5M |
| Bottom Line | |||||
| Net Income | 81.9M | 83.4M | 55.2M | 33.8M | 23.2M |
| Earnings from Cont. Ops | 81.9M | 83.4M | 55.2M | 33.8M | 23.2M |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 75.3M | 71.6M | 47.2M | 24.1M | 13.6M |
| Per Share | |||||
| Basic EPS | $2.17 | $2.14 | $1.37 | $0.70 | $0.40 |
| Diluted EPS | $2.13 | $2.11 | $1.37 | $0.70 | $0.40 |
| Revenue Per Share | $12.67 | $14.09 | $11.38 | $10.56 | $9.45 |
| Shares | |||||
| Basic Shares Outstanding | 34.7M | 33.4M | 34.3M | 34.3M | 34.3M |
| Diluted Shares Outstanding | 35.4M | 33.9M | 34.3M | 34.3M | 34.3M |
| Profitability Metrics | |||||
| EBITDA | 118.8M | 113.5M | 76.7M | 48.7M | 37.7M |
| D&A | 740.0K | 3.1M | 3.8M | 4.0M | 4.0M |
| EBIT | 118.1M | 110.4M | 72.9M | 44.7M | 33.7M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Sep 1, 2026