NBHC
National Bank Holdings Corp
NYSE · Financial Services · Banks - Regional · US
$38.21
+1.92%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 626.3M | 583.9M | 594.3M | 553.6M | 346.5M |
| Cost of Revenue | 189.6M | 180.0M | 199.6M | 141.8M | 54.6M |
| Gross Profit | 436.8M | 404.0M | 394.7M | 411.8M | 291.9M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 192.6M | 154.6M | 155.6M | 148.7M | 130.9M |
| General & Admin Expense | 192.6M | 151.7M | 151.6M | 144.7M | 127.1M |
| Selling & Marketing Expense | — | 2.9M | 4.0M | 4.0M | 3.8M |
| Other Expenses | 169.5M | 106.7M | 93.8M | 87.5M | 74.8M |
| Total Operating Expenses | 362.0M | 261.2M | 249.4M | 236.2M | 205.8M |
| Cost and Expenses | 551.6M | 441.2M | 449.1M | 378.0M | 260.3M |
| Operating Income (EBIT) | 74.8M | 142.7M | 145.2M | 175.6M | 86.2M |
| Non-Operating | |||||
| Interest Income | 614.8M | 517.9M | 536.4M | 492.2M | 283.7M |
| Interest Expense | 197.6M | 171.3M | 192.9M | 133.5M | 17.9M |
| Net Interest Income | 417.2M | 346.6M | 343.6M | 358.7M | 265.8M |
| Other Non-Op Income/Expense | (9.1M) | (9.1M) | — | — | — |
| Non-Operating Income (excl Interest) | (54.4M) | — | — | — | — |
| EBT (Pre-Tax Income) | 65.7M | 133.6M | 145.2M | 175.6M | 86.2M |
| Income Tax Expense | 11.1M | 24.1M | 26.4M | 33.6M | 14.9M |
| Bottom Line | |||||
| Net Income | 54.6M | 109.6M | 118.8M | 142.0M | 71.3M |
| Earnings from Cont. Ops | 54.6M | 109.6M | 118.8M | 142.0M | 71.3M |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 54.6M | 109.1M | 118.5M | 141.8M | 71.1M |
| Per Share | |||||
| Basic EPS | $1.45 | $2.86 | $3.10 | $3.74 | $2.20 |
| Diluted EPS | $1.45 | $2.85 | $3.08 | $3.72 | $2.18 |
| Revenue Per Share | $14.09 | $15.29 | $15.55 | $14.59 | $10.71 |
| Shares | |||||
| Basic Shares Outstanding | 44.5M | 38.2M | 38.2M | 37.9M | 32.4M |
| Diluted Shares Outstanding | 44.8M | 38.2M | 38.4M | 38.1M | 32.7M |
| Profitability Metrics | |||||
| EBITDA | 157.6M | 170.8M | 169.4M | 199.5M | 102.6M |
| D&A | 28.4M | 28.1M | 24.2M | 23.9M | 16.4M |
| EBIT | 129.2M | 142.7M | 145.2M | 175.6M | 86.2M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Sep 1, 2026