MNSB
MainStreet Bancshares, Inc.
NASDAQ · Financial Services · Banks - Regional · US
$22.25
+2.37%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 131.3M | 135.9M | 137.9M | 127.8M | 88.7M |
| Cost of Revenue | 59.5M | 62.0M | 78.8M | 49.3M | 15.8M |
| Gross Profit | 71.8M | 73.9M | 59.1M | 78.4M | 72.9M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 36.4M | 36.8M | 34.9M | 32.7M | 27.6M |
| General & Admin Expense | 34.9M | 36.8M | 32.7M | 30.3M | 25.3M |
| Selling & Marketing Expense | 1.5M | — | 2.2M | 2.3M | 2.3M |
| Other Expenses | 14.3M | 18.0M | 38.0M | 13.0M | 11.9M |
| Total Operating Expenses | 50.8M | 54.8M | 73.0M | 45.6M | 39.5M |
| Cost and Expenses | 110.2M | 116.8M | 151.8M | 94.9M | 55.3M |
| Operating Income (EBIT) | 21.1M | 19.1M | (13.9M) | 32.8M | 33.4M |
| Non-Operating | |||||
| Interest Income | 128.4M | 131.6M | 134.6M | 124.4M | 84.0M |
| Interest Expense | 56.7M | 62.0M | 72.0M | 47.7M | 13.4M |
| Net Interest Income | 71.6M | 69.5M | 62.6M | 76.7M | 70.6M |
| Other Non-Op Income/Expense | (137.0K) | — | — | — | — |
| Non-Operating Income (excl Interest) | (14.4M) | — | — | — | — |
| EBT (Pre-Tax Income) | 20.9M | 19.1M | (13.9M) | 32.8M | 33.4M |
| Income Tax Expense | 4.5M | 3.5M | (3.9M) | 6.2M | 6.7M |
| Bottom Line | |||||
| Net Income | 16.4M | 15.6M | (10.0M) | 26.6M | 26.7M |
| Earnings from Cont. Ops | 16.4M | 15.6M | (10.0M) | 26.6M | 26.7M |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 14.3M | 13.5M | (12.1M) | 24.4M | 24.5M |
| Per Share | |||||
| Basic EPS | $1.94 | $1.76 | ($1.60) | $3.25 | $3.26 |
| Diluted EPS | $1.94 | $1.76 | ($1.60) | $3.25 | $3.26 |
| Revenue Per Share | $18.44 | $17.76 | $18.13 | $16.98 | $11.78 |
| Shares | |||||
| Basic Shares Outstanding | 7.1M | 7.7M | 7.6M | 7.5M | 7.5M |
| Diluted Shares Outstanding | 7.1M | 7.7M | 7.6M | 7.5M | 7.5M |
| Profitability Metrics | |||||
| EBITDA | 37.8M | 24.0M | (9.3M) | 35.6M | 36.0M |
| D&A | 2.3M | 4.9M | 4.6M | 2.7M | 2.6M |
| EBIT | 35.5M | 19.1M | (13.9M) | 32.8M | 33.4M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Sep 1, 2026