MCHB
Mechanics Bancorp
NASDAQ · Financial Services · Banks - Regional · US
$15.03
+1.90%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 1.0B | 1.0B | 589.6M | 779.4M | 703.8M |
| Cost of Revenue | 227.9M | 245.6M | 215.0M | 156.5M | 46.5M |
| Gross Profit | 780.4M | 785.4M | 374.6M | 622.9M | 657.4M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 333.6M | 231.4M | 209.1M | 213.6M | 219.8M |
| General & Admin Expense | 331.0M | 228.3M | 205.8M | 210.2M | 212.0M |
| Selling & Marketing Expense | 2.6M | 3.1M | 3.3M | 3.4M | 7.8M |
| Other Expenses | 89.3M | 234.4M | 129.8M | 131.4M | 135.4M |
| Total Operating Expenses | 422.9M | 465.8M | 338.9M | 345.0M | 355.2M |
| Cost and Expenses | 650.8M | 711.4M | 553.9M | 501.5M | 401.7M |
| Operating Income (EBIT) | 357.5M | 319.6M | 35.7M | 277.9M | 302.1M |
| Non-Operating | |||||
| Interest Income | 974.2M | 811.8M | 735.7M | 719.0M | 651.1M |
| Interest Expense | 261.6M | 226.0M | 216.5M | 155.7M | 19.8M |
| Net Interest Income | 712.6M | 585.7M | 519.2M | 563.2M | 631.2M |
| Other Non-Op Income/Expense | — | — | — | — | — |
| Non-Operating Income (excl Interest) | (125.0M) | — | — | — | — |
| EBT (Pre-Tax Income) | 357.5M | 319.6M | 35.7M | 277.9M | 302.1M |
| Income Tax Expense | 85.5M | 53.8M | 6.7M | 76.0M | 85.6M |
| Bottom Line | |||||
| Net Income | 272.1M | 265.7M | 29.0M | 201.9M | 216.6M |
| Earnings from Cont. Ops | 272.1M | 265.7M | 29.0M | 201.9M | 216.6M |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 272.1M | 265.7M | 29.0M | 201.9M | 216.6M |
| Per Share | |||||
| Basic EPS | $1.19 | $1.22 | $0.13 | $0.91 | $0.98 |
| Diluted EPS | $1.19 | $1.21 | $0.13 | $0.91 | $0.98 |
| Revenue Per Share | $4.56 | $4.71 | $31.27 | $41.50 | $37.18 |
| Shares | |||||
| Basic Shares Outstanding | 221.2M | 218.7M | 18.9M | 18.8M | 18.9M |
| Diluted Shares Outstanding | 221.5M | 218.8M | 212.1M | 18.8M | 19.0M |
| Profitability Metrics | |||||
| EBITDA | 514.7M | 347.3M | 42.3M | 305.9M | 333.8M |
| D&A | 32.2M | 27.8M | 6.6M | 28.0M | 31.7M |
| EBIT | 482.6M | 319.6M | 35.7M | 277.9M | 302.1M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Sep 1, 2026