John Marshall Bancorp, Inc. (JMSB) Financial Statements

Income statement

Metric	TTM	2025	2024	2023	2022
Revenue
Total Revenue	120.7M	115.3M	112.4M	85.8M	85.8M
Cost of Revenue	52.3M	54.4M	58.7M	47.0M	13.8M
Gross Profit	68.5M	61.0M	53.7M	38.8M	71.9M
Operating Expenses
R&D Expense	—	—	—	—	—
SG&A Expense	27.1M	22.8M	21.4M	21.6M	21.8M
General & Admin Expense	27.1M	22.4M	21.0M	21.4M	21.6M
Selling & Marketing Expense	—	381.0K	386.0K	288.0K	193.0K
Other Expenses	7.3M	10.8M	10.4M	9.2M	10.1M
Total Operating Expenses	34.4M	33.6M	31.8M	30.8M	31.9M
Cost and Expenses	86.7M	87.9M	90.5M	77.8M	45.7M
Operating Income (EBIT)	34.0M	27.4M	21.9M	8.0M	40.1M
Non-Operating
Interest Income	119.3M	113.3M	109.7M	100.5M	83.8M
Interest Expense	51.7M	52.7M	59.1M	50.3M	13.6M
Net Interest Income	67.6M	60.6M	50.7M	50.2M	70.2M
Other Non-Op Income/Expense	284.0K	—	—	—	—
Non-Operating Income (excl Interest)	—	—	—	—	—
EBT (Pre-Tax Income)	34.3M	27.4M	21.9M	8.0M	40.1M
Income Tax Expense	7.7M	6.2M	4.8M	2.8M	8.3M
Bottom Line
Net Income	26.6M	21.2M	17.1M	5.2M	31.8M
Earnings from Cont. Ops	26.6M	21.2M	17.1M	5.2M	31.8M
Earnings from Discont. Ops	—	—	—	—	—
Bottom Line Net Income	26.6M	21.2M	17.1M	5.1M	31.7M
Per Share
Basic EPS	$1.89	$1.50	$1.20	$0.37	$2.27
Diluted EPS	$1.88	$1.49	$1.20	$0.36	$2.25
Revenue Per Share	$8.60	$8.13	$7.91	$6.10	$6.16
Shares
Basic Shares Outstanding	14.0M	14.2M	14.2M	14.1M	13.9M
Diluted Shares Outstanding	14.0M	14.2M	14.2M	14.1M	14.1M
Profitability Metrics
EBITDA	34.8M	28.9M	23.6M	9.7M	42.0M
D&A	745.0K	1.5M	1.7M	1.7M	1.9M
EBIT	34.0M	27.4M	21.9M	8.0M	40.1M

As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Sep 1, 2026