HBT
HBT Financial, Inc.
NASDAQ · Financial Services · Banks - Regional · US
$37.81
+2.22%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 362.3M | 293.3M | 285.2M | 263.6M | 186.7M |
| Cost of Revenue | 69.1M | 58.6M | 65.9M | 45.5M | 6.5M |
| Gross Profit | 293.2M | 234.7M | 219.3M | 218.1M | 180.2M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 105.6M | 93.8M | 83.0M | 84.8M | 65.1M |
| General & Admin Expense | 68.8M | 57.6M | 78.7M | 79.8M | 61.3M |
| Selling & Marketing Expense | 36.8M | 36.3M | 4.3M | 5.0M | 3.8M |
| Other Expenses | 66.4M | 36.4M | 38.9M | 44.7M | 39.0M |
| Total Operating Expenses | 172.0M | 130.2M | 122.0M | 129.6M | 104.1M |
| Cost and Expenses | 241.1M | 188.8M | 187.8M | 175.1M | 110.5M |
| Operating Income (EBIT) | 121.2M | 104.5M | 97.4M | 88.6M | 76.2M |
| Non-Operating | |||||
| Interest Income | 315.5M | 255.8M | 251.7M | 229.0M | 153.1M |
| Interest Expense | 69.2M | 56.9M | 62.9M | 37.9M | 7.2M |
| Net Interest Income | 246.3M | 198.9M | 188.8M | 191.1M | 145.9M |
| Other Non-Op Income/Expense | — | — | — | — | — |
| Non-Operating Income (excl Interest) | (20.3M) | — | — | — | — |
| EBT (Pre-Tax Income) | 121.2M | 104.5M | 97.4M | 88.6M | 76.2M |
| Income Tax Expense | 31.8M | 27.5M | 25.6M | 22.7M | 19.7M |
| Bottom Line | |||||
| Net Income | 89.4M | 77.0M | 71.8M | 65.8M | 56.5M |
| Earnings from Cont. Ops | 89.4M | 77.0M | 71.8M | 65.8M | 56.5M |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 89.4M | 77.0M | 71.8M | 65.8M | 56.5M |
| Per Share | |||||
| Basic EPS | $2.57 | $2.44 | $2.27 | $2.08 | $2.09 |
| Diluted EPS | $2.56 | $2.44 | $2.26 | $2.07 | $2.09 |
| Revenue Per Share | $9.96 | $9.33 | $9.03 | $8.34 | $6.47 |
| Shares | |||||
| Basic Shares Outstanding | 36.4M | 31.4M | 31.6M | 31.6M | 28.9M |
| Diluted Shares Outstanding | 36.5M | 31.4M | 31.7M | 31.7M | 28.9M |
| Profitability Metrics | |||||
| EBITDA | 147.4M | 110.4M | 103.2M | 94.4M | 80.1M |
| D&A | 5.9M | 5.9M | 5.8M | 5.8M | 3.9M |
| EBIT | 141.5M | 104.5M | 97.4M | 88.6M | 76.2M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Sep 1, 2026