FSBW
FS Bancorp, Inc.
NASDAQ · Financial Services · Banks - Regional · US
$44.52
+1.07%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 182.5M | 217.5M | 203.7M | 185.3M | 134.1M |
| Cost of Revenue | 77.0M | 72.8M | 67.2M | 48.7M | 20.6M |
| Gross Profit | 105.5M | 144.7M | 136.5M | 136.6M | 113.5M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 55.8M | 58.6M | 58.4M | 57.4M | 49.8M |
| General & Admin Expense | 54.3M | 57.3M | 57.1M | 56.0M | 48.9M |
| Selling & Marketing Expense | 1.6M | 1.3M | 1.3M | 1.3M | 897.0K |
| Other Expenses | 29.6M | 41.4M | 36.5M | 34.0M | 26.7M |
| Total Operating Expenses | 85.5M | 100.0M | 94.9M | 91.3M | 76.5M |
| Cost and Expenses | 162.5M | 172.8M | 162.1M | 140.0M | 97.1M |
| Operating Income (EBIT) | 20.0M | 44.7M | 41.6M | 45.3M | 37.0M |
| Non-Operating | |||||
| Interest Income | 106.2M | 197.2M | 184.8M | 167.2M | 118.7M |
| Interest Expense | 68.7M | 66.8M | 61.7M | 43.9M | 14.4M |
| Net Interest Income | 37.5M | 130.4M | 123.1M | 123.3M | 104.3M |
| Other Non-Op Income/Expense | 16.3M | (3.6M) | — | — | — |
| Non-Operating Income (excl Interest) | (17.7M) | — | — | — | — |
| EBT (Pre-Tax Income) | 36.3M | 41.1M | 41.6M | 45.3M | 37.0M |
| Income Tax Expense | 7.2M | 7.8M | 6.6M | 9.2M | 7.3M |
| Bottom Line | |||||
| Net Income | 29.1M | 33.3M | 35.0M | 36.1M | 29.6M |
| Earnings from Cont. Ops | 29.1M | 33.3M | 35.0M | 36.1M | 29.6M |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 29.1M | 32.9M | 34.5M | 35.5M | 29.1M |
| Per Share | |||||
| Basic EPS | $3.89 | $4.34 | $4.48 | $4.63 | $3.75 |
| Diluted EPS | $3.79 | $4.28 | $4.36 | $4.56 | $3.70 |
| Revenue Per Share | $24.25 | $28.93 | $26.46 | $23.79 | $16.96 |
| Shares | |||||
| Basic Shares Outstanding | 7.5M | 7.5M | 7.7M | 7.8M | 7.9M |
| Diluted Shares Outstanding | 7.7M | 7.7M | 7.9M | 7.9M | 8.0M |
| Profitability Metrics | |||||
| EBITDA | 45.0M | 56.7M | 52.1M | 57.9M | 51.0M |
| D&A | 7.2M | 11.9M | 10.6M | 12.6M | 14.0M |
| EBIT | 37.8M | 44.7M | 41.6M | 45.3M | 37.0M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Sep 1, 2026