First Guaranty Bancshares, Inc. (FGBIP) Financial Statements

Income statement

Metric	TTM	2025	2024	2023	2022
Revenue
Total Revenue	197.6M	196.0M	244.8M	191.8M	145.8M
Cost of Revenue	102.0M	208.1M	153.3M	102.0M	40.2M
Gross Profit	95.7M	(12.1M)	91.5M	89.8M	105.6M
Operating Expenses
R&D Expense	—	—	—	—	—
SG&A Expense	44.4M	40.8M	39.5M	42.3M	38.4M
General & Admin Expense	44.2M	40.8M	38.3M	40.4M	36.7M
Selling & Marketing Expense	174.0K	—	1.2M	1.9M	1.7M
Other Expenses	27.8M	15.7M	35.9M	35.5M	30.8M
Total Operating Expenses	72.2M	56.4M	75.5M	77.9M	69.3M
Cost and Expenses	174.2M	264.5M	228.8M	179.9M	109.4M
Operating Income (EBIT)	23.4M	(68.6M)	16.0M	11.9M	36.4M
Non-Operating
Interest Income	198.4M	213.3M	221.7M	183.0M	136.6M
Interest Expense	117.6M	126.3M	133.3M	98.3M	36.5M
Net Interest Income	80.9M	86.9M	88.4M	84.7M	100.0M
Other Non-Op Income/Expense	2.2M	—	—	—	—
Non-Operating Income (excl Interest)	(26.2M)	—	—	—	—
EBT (Pre-Tax Income)	25.7M	(68.6M)	16.0M	11.9M	36.4M
Income Tax Expense	5.1M	(12.5M)	3.6M	2.7M	7.5M
Bottom Line
Net Income	20.6M	(56.0M)	12.4M	9.2M	28.9M
Earnings from Cont. Ops	20.6M	(56.0M)	12.4M	9.2M	28.9M
Earnings from Discont. Ops	—	—	—	—	—
Bottom Line Net Income	18.2M	(58.4M)	10.1M	6.9M	26.6M
Per Share
Basic EPS	$1.12	($4.17)	$0.81	$0.62	$2.48
Diluted EPS	$1.12	($4.17)	$0.81	$0.62	$2.48
Revenue Per Share	$11.95	$14.01	$19.58	$17.18	$13.61
Shares
Basic Shares Outstanding	16.5M	14.0M	12.5M	11.2M	10.7M
Diluted Shares Outstanding	16.5M	14.0M	12.5M	11.2M	10.7M
Profitability Metrics
EBITDA	51.7M	(64.3M)	20.4M	15.9M	40.5M
D&A	2.0M	4.3M	4.4M	4.0M	4.1M
EBIT	49.7M	(68.6M)	16.0M	11.9M	36.4M

As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Sep 1, 2026