FIRST COMMUNITY CORP /SC/ (FCCO) Financial Statements

Income statement

Metric	TTM	2025	2024	2023	2022
Revenue
Total Revenue	128.6M	111.1M	98.5M	78.3M	58.4M
Cost of Revenue	38.2M	35.4M	38.2M	24.9M	3.0M
Gross Profit	90.4M	75.6M	60.3M	53.4M	55.3M
Operating Expenses
R&D Expense	—	—	—	—	—
SG&A Expense	41.7M	36.1M	33.0M	29.2M	27.9M
General & Admin Expense	40.6M	34.2M	31.4M	27.8M	26.7M
Selling & Marketing Expense	1.1M	1.8M	1.5M	1.5M	1.3M
Other Expenses	15.9M	14.3M	9.6M	9.1M	9.0M
Total Operating Expenses	57.6M	50.4M	42.6M	38.4M	36.9M
Cost and Expenses	95.8M	85.8M	80.8M	63.3M	40.0M
Operating Income (EBIT)	32.9M	25.2M	17.8M	15.0M	18.4M
Non-Operating
Interest Income	112.1M	97.1M	89.4M	72.7M	51.1M
Interest Expense	37.7M	35.0M	37.4M	23.8M	3.2M
Net Interest Income	74.4M	62.0M	52.0M	48.9M	47.9M
Other Non-Op Income/Expense	(369.0K)	(369.0K)	—	—	—
Non-Operating Income (excl Interest)	(9.8M)	(8.8M)	—	—	—
EBT (Pre-Tax Income)	32.5M	24.9M	17.8M	15.0M	18.4M
Income Tax Expense	6.5M	5.7M	3.8M	3.2M	3.8M
Bottom Line
Net Income	26.0M	19.2M	14.0M	11.8M	14.6M
Earnings from Cont. Ops	26.0M	19.2M	14.0M	11.8M	14.6M
Earnings from Discont. Ops	—	—	—	—	—
Bottom Line Net Income	26.0M	19.2M	14.0M	11.8M	14.6M
Per Share
Basic EPS	$2.90	$2.51	$1.83	$1.56	$1.94
Diluted EPS	$2.86	$2.47	$1.81	$1.55	$1.92
Revenue Per Share	$13.73	$14.48	$12.94	$10.35	$7.75
Shares
Basic Shares Outstanding	9.4M	7.7M	7.6M	7.6M	7.5M
Diluted Shares Outstanding	9.5M	7.8M	7.7M	7.6M	7.6M
Profitability Metrics
EBITDA	43.6M	35.9M	19.6M	17.0M	20.2M
D&A	1.0M	1.9M	1.9M	1.9M	1.8M
EBIT	42.6M	34.1M	17.8M	15.0M	18.4M

As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Sep 1, 2026