FCBC
FIRST COMMUNITY BANKSHARES INC /VA/
NASDAQ · Financial Services · Banks - Regional · US
$47.53
+1.81%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 147.8M | 185.4M | 175.9M | 165.7M | 142.2M |
| Cost of Revenue | 18.7M | 18.0M | 23.3M | 17.5M | 8.2M |
| Gross Profit | 129.1M | 167.4M | 152.6M | 148.2M | 134.0M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 71.9M | 68.3M | 57.0M | 54.7M | 50.7M |
| General & Admin Expense | 70.8M | 68.3M | 53.2M | 51.4M | 48.3M |
| Selling & Marketing Expense | 1.1M | — | 3.9M | 3.3M | 2.4M |
| Other Expenses | 21.1M | 36.0M | 29.9M | 31.6M | 23.1M |
| Total Operating Expenses | 93.0M | 104.3M | 86.9M | 86.3M | 73.9M |
| Cost and Expenses | 111.7M | 122.3M | 110.2M | 103.7M | 82.1M |
| Operating Income (EBIT) | 36.0M | 63.1M | 65.7M | 62.0M | 60.2M |
| Non-Operating | |||||
| Interest Income | 76.5M | 142.5M | 146.1M | 137.2M | 114.3M |
| Interest Expense | 17.5M | 17.9M | 19.7M | 9.5M | 1.7M |
| Net Interest Income | 59.0M | 124.6M | 126.5M | 127.7M | 112.7M |
| Other Non-Op Income/Expense | 44.8M | — | — | — | — |
| Non-Operating Income (excl Interest) | (4.3M) | — | — | — | — |
| EBT (Pre-Tax Income) | 80.8M | 63.1M | 65.7M | 62.0M | 60.2M |
| Income Tax Expense | 18.4M | 14.3M | 14.1M | 14.0M | 13.5M |
| Bottom Line | |||||
| Net Income | 62.4M | 48.8M | 51.6M | 48.0M | 46.7M |
| Earnings from Cont. Ops | 62.4M | 48.8M | 51.6M | 48.0M | 46.7M |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 62.4M | 48.8M | 51.6M | 48.0M | 46.7M |
| Per Share | |||||
| Basic EPS | $3.33 | $2.66 | $2.81 | $2.67 | $2.82 |
| Diluted EPS | $3.31 | $2.65 | $2.80 | $2.66 | $2.82 |
| Revenue Per Share | $7.81 | $10.13 | $9.59 | $9.21 | $8.61 |
| Shares | |||||
| Basic Shares Outstanding | 18.9M | 18.3M | 18.3M | 18.0M | 16.5M |
| Diluted Shares Outstanding | 19.0M | 18.4M | 18.4M | 18.0M | 16.6M |
| Profitability Metrics | |||||
| EBITDA | 45.1M | 68.8M | 72.2M | 67.7M | 65.8M |
| D&A | 4.8M | 5.7M | 6.5M | 5.7M | 5.6M |
| EBIT | 40.4M | 63.1M | 65.7M | 62.0M | 60.2M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Sep 1, 2026