ESQ
Esquire Financial Holdings, Inc.
NASDAQ · Financial Services · Banks - Regional · US
$127.36
+3.03%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 208.6M | 164.5M | 138.3M | 121.6M | 85.9M |
| Cost of Revenue | 29.9M | 24.7M | 18.1M | 12.6M | 5.1M |
| Gross Profit | 178.7M | 139.8M | 120.1M | 109.0M | 80.8M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 59.1M | 45.8M | 42.3M | 35.1M | 27.8M |
| General & Admin Expense | 59.1M | 42.2M | 38.8M | 33.3M | 26.3M |
| Selling & Marketing Expense | — | 3.6M | 3.5M | 1.8M | 1.5M |
| Other Expenses | 40.4M | 25.5M | 18.5M | 18.0M | 14.2M |
| Total Operating Expenses | 99.5M | 71.3M | 60.8M | 53.1M | 42.0M |
| Cost and Expenses | 129.4M | 96.0M | 79.0M | 65.8M | 47.1M |
| Operating Income (EBIT) | 79.2M | 68.5M | 59.3M | 55.9M | 38.8M |
| Non-Operating | |||||
| Interest Income | 181.7M | 139.4M | 113.4M | 91.9M | 61.0M |
| Interest Expense | 25.2M | 17.9M | 13.4M | 8.1M | 1.6M |
| Net Interest Income | 156.5M | 121.5M | 99.9M | 83.8M | 59.3M |
| Other Non-Op Income/Expense | (2.9M) | (2.9M) | — | — | — |
| Non-Operating Income (excl Interest) | (9.6M) | — | — | — | — |
| EBT (Pre-Tax Income) | 76.3M | 65.6M | 59.3M | 55.9M | 38.8M |
| Income Tax Expense | 20.1M | 14.8M | 15.6M | 14.9M | 10.3M |
| Bottom Line | |||||
| Net Income | 56.2M | 50.9M | 43.7M | 41.0M | 28.5M |
| Earnings from Cont. Ops | 56.2M | 50.9M | 43.7M | 41.0M | 28.5M |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 56.2M | 50.9M | 43.7M | 41.0M | 28.5M |
| Per Share | |||||
| Basic EPS | $6.25 | $6.30 | $5.58 | $5.31 | $3.73 |
| Diluted EPS | $6.01 | $5.88 | $5.14 | $4.91 | $3.47 |
| Revenue Per Share | $19.68 | $18.89 | $17.69 | $15.76 | $11.25 |
| Shares | |||||
| Basic Shares Outstanding | 10.6M | 8.7M | 7.8M | 7.7M | 7.6M |
| Diluted Shares Outstanding | 11.1M | 8.7M | 8.5M | 8.3M | 8.1M |
| Profitability Metrics | |||||
| EBITDA | 92.5M | 72.2M | 62.6M | 58.4M | 41.4M |
| D&A | 3.7M | 3.7M | 3.3M | 2.5M | 2.5M |
| EBIT | 88.8M | 68.5M | 59.3M | 55.9M | 38.8M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Sep 1, 2026