CZFS
CITIZENS FINANCIAL SERVICES INC
NASDAQ · Financial Services · Banks - Regional · US
$81.35
−0.36%Margins
Gross margin
65.9%
EBITDA margin
29.0%
EBIT margin
28.6%
Net margin
23.3%
FCF margin
21.7%
11.6%
Return on equity
1.3%
Return on assets
6.7%
Return on invested capital
0.06x
Asset turnover
$37.5M
Cash from operations
$110
Cash per share
Margins, returns on capital and operating efficiency from the latest trailing period · Data as of Jun 1, 2026