CZFS
CITIZENS FINANCIAL SERVICES INC
NASDAQ · Financial Services · Banks - Regional · US
$87.30
+3.20%Margins
Gross margin
66.2%
EBITDA margin
30.3%
EBIT margin
29.4%
Net margin
24.0%
FCF margin
19.6%
12.2%
Return on equity
1.3%
Return on assets
6.1%
Return on invested capital
0.05x
Asset turnover
$36.5M
Cash from operations
$105
Cash per share
Margins, returns on capital and operating efficiency from the latest trailing period · Data as of Sep 1, 2026