CHOICEONE FINANCIAL SERVICES INC (COFS) Stock Price, Financials & Summary

Price chart

Oct 6Oct 9Oct 14Oct 19Oct 22Oct 27Oct 30Nov 4

Key dataNov 4, 2026

Open$36.72

From 52W high+0.00%

Volume169068.00

Market cap$561.09M

P/E (TTM)10.4x

P/S (TTM)3.1x

Div yield3.08%

Key dataNov 4, 2026

Open

$36.72

From 52W high

+0.00%

Volume

169068.00

Market cap

$561.09M

ValuationView details →

P/E (Fwd)

10.0x

EV/EBITDA

4.5x

P/E (TTM)

10.4x

RSI (14)

78.8

MomentumView details →

1D Return

+3.75%

YTD Return

+26.49%

SummaryUpdated Sep 1, 2026

ChoiceOne Financial Services, Inc. (NASDAQ:COFS) is a regional bank holding company founded in 1898 and headquartered in Sparta, Michigan. The company operates through its wholly-owned subsidiary, ChoiceOne Bank, providing traditional community banking services across seven counties in Michigan. With over 125 years of banking history, ChoiceOne has grown from a local institution to a regional player operating 32 full-service banking offices and three loan production offices throughout Kent, Muskegon, Newaygo, Ottawa, Lapeer, Macomb, and St. Clair counties in Michigan.

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ValuationView details →

P/E (Fwd)

10.0x

P/E (TTM)

10.4x

EV/EBITDA

4.5x

EV/Sales

1.2x

P/S (TTM)

3.1x

P/B (TTM)

1.2x

ProfitabilityView details →

Gross Margin

61.93%

Net Margin

29.78%

EBITDA Margin

27.02%

ROE (TTM)

11.62%

ROA (TTM)

1.22%

Asset Turnover

0.04x

GrowthView details →

Revenue YoY

−9.81%

EPS YoY

+259.41%

FCF YoY

−31.22%

Revenue CAGR 3Y

+29.35%

EPS CAGR 3Y

−13.77%

EBITDA YoY

+12.77%

MomentumView details →

1D Return

+3.75%

YTD Return

+26.49%

1Y Return

+25.68%

RSI (14)

78.8

vs 50D SMA

+11.13%

vs 200D SMA

+17.95%

Capital & dividendView details →

Debt/Equity

0.60x

Current Ratio

—

Quick Ratio

—

Div Yield

3.08%

Div Rate

$1.16

Div Growth 1Y

+3.67%

EarningsView details →

EPS (Actual)

$0.97

EPS Surprise

4.64%

Beats (12Q)

8/12

Next Q EPS Est

$0.94

Avg Surprise (4Q)

4.70%

Rev Surprise

−0.47%

Financials snapshotView financials →

Revenue (TTM)

183.26M

Net Income (TTM)

54.58M

Op. CF (TTM)

—

Next earningsJan 29, 2027 →

Latest newsMore news →

ChoiceOne Financial Services reported financial results for the quarter ended September 30, 2026.6d ago

ChoiceOne Bank officially opened the ChoiceOne Bank Trail at Silver Lake Road and Jennings Road in Fenton, Michigan, following a ribbon-cutting ceremony on Tuesday, September 29, 2026.35d ago

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Latest newsMore news →

ChoiceOne Financial Services reported financial results for the quarter ended September 30, 2026.6d ago ChoiceOne Bank officially opened the ChoiceOne Bank Trail at Silver Lake Road and Jennings Road in Fenton, Michigan, following a ribbon-cutting ceremony on Tuesday, September 29, 2026.35d ago