CHCO
CITY HOLDING CO
NASDAQ · Financial Services · Banks - Regional · US
$145.12
+1.52%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 383.0M | 392.1M | 371.3M | 334.4M | 255.7M |
| Cost of Revenue | 79.3M | 82.3M | 88.0M | 55.3M | 10.1M |
| Gross Profit | 303.7M | 309.8M | 283.2M | 279.2M | 245.6M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 115.2M | 84.5M | 83.1M | 79.2M | 71.6M |
| General & Admin Expense | 113.5M | 81.5M | 79.3M | 76.1M | 68.2M |
| Selling & Marketing Expense | 1.6M | 3.1M | 3.8M | 3.1M | 3.4M |
| Other Expenses | 44.9M | 62.7M | 55.6M | 56.9M | 47.1M |
| Total Operating Expenses | 160.1M | 147.2M | 138.7M | 136.1M | 118.7M |
| Cost and Expenses | 239.4M | 229.5M | 226.7M | 191.3M | 128.4M |
| Operating Income (EBIT) | 143.7M | 162.6M | 144.5M | 143.1M | 127.3M |
| Non-Operating | |||||
| Interest Income | 322.3M | 321.2M | 306.4M | 271.3M | 189.7M |
| Interest Expense | 78.8M | 84.8M | 86.2M | 52.0M | 9.7M |
| Net Interest Income | 243.5M | 236.4M | 220.2M | 219.2M | 180.0M |
| Other Non-Op Income/Expense | 19.7M | (1.1M) | — | — | — |
| Non-Operating Income (excl Interest) | (20.8M) | — | — | — | — |
| EBT (Pre-Tax Income) | 163.3M | 161.5M | 144.5M | 143.1M | 127.3M |
| Income Tax Expense | 32.1M | 31.0M | 27.4M | 28.7M | 25.3M |
| Bottom Line | |||||
| Net Income | 131.2M | 130.5M | 117.1M | 114.4M | 102.1M |
| Earnings from Cont. Ops | 131.2M | 130.5M | 117.1M | 114.4M | 102.1M |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 130.6M | 129.3M | 116.0M | 113.3M | 101.1M |
| Per Share | |||||
| Basic EPS | $9.17 | $8.94 | $7.91 | $7.62 | $6.81 |
| Diluted EPS | $9.16 | $8.94 | $7.89 | $7.61 | $6.80 |
| Revenue Per Share | $27.31 | $27.31 | $25.30 | $22.49 | $17.22 |
| Shares | |||||
| Basic Shares Outstanding | 14.0M | 14.4M | 14.7M | 14.9M | 14.8M |
| Diluted Shares Outstanding | 14.0M | 14.4M | 14.7M | 14.9M | 14.9M |
| Profitability Metrics | |||||
| EBITDA | 171.7M | 173.7M | 157.7M | 153.8M | 143.1M |
| D&A | 7.2M | 11.2M | 13.2M | 10.7M | 15.8M |
| EBIT | 164.4M | 162.6M | 144.5M | 143.1M | 127.3M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Sep 1, 2026