AX
Axos Financial, Inc.
NYSE · Financial Services · Banks - Regional · US
$95.59
+2.72%Income statement
| Metric | TTM | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 2.3B | 2.2B | 1.9B | 1.8B | 1.3B |
| Cost of Revenue | 829.5M | 811.1M | 743.4M | 726.7M | 398.3M |
| Gross Profit | 1.4B | 1.4B | 1.2B | 1.0B | 865.9M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 168.9M | 126.5M | 407.9M | 348.2M | 305.3M |
| General & Admin Expense | 118.9M | 77.4M | 360.1M | 305.4M | 268.2M |
| Selling & Marketing Expense | 50.0M | 49.1M | 47.8M | 42.8M | 37.1M |
| Other Expenses | 607.2M | 606.2M | 164.7M | 57.3M | 128.9M |
| Total Operating Expenses | 776.1M | 732.7M | 572.6M | 405.5M | 434.2M |
| Cost and Expenses | 1.6B | 1.5B | 1.3B | 1.1B | 832.4M |
| Operating Income (EBIT) | 671.9M | 646.7M | 613.4M | 635.5M | 431.7M |
| Non-Operating | |||||
| Interest Income | 2.0B | 2.0B | 1.8B | 1.7B | 1.2B |
| Interest Expense | 721.2M | 710.0M | 687.7M | 694.2M | 374.0M |
| Net Interest Income | 1.3B | 1.2B | 1.1B | 961.4M | 783.1M |
| Other Non-Op Income/Expense | — | — | — | — | — |
| Non-Operating Income (excl Interest) | (185.8M) | — | — | — | — |
| EBT (Pre-Tax Income) | 671.9M | 646.7M | 613.4M | 635.5M | 431.7M |
| Income Tax Expense | 164.3M | 156.3M | 180.5M | 185.5M | 124.6M |
| Bottom Line | |||||
| Net Income | 507.7M | 490.4M | 432.9M | 450.0M | 307.2M |
| Earnings from Cont. Ops | 507.7M | 490.4M | 432.9M | 450.0M | 307.2M |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 507.7M | 490.4M | 432.9M | 450.0M | 307.2M |
| Per Share | |||||
| Basic EPS | $8.95 | $8.66 | $7.61 | $7.82 | $5.15 |
| Diluted EPS | $8.78 | $8.48 | $7.43 | $7.66 | $5.07 |
| Revenue Per Share | $40.13 | $38.66 | $33.93 | $30.74 | $21.18 |
| Shares | |||||
| Basic Shares Outstanding | 56.8M | 56.7M | 56.9M | 57.5M | 59.7M |
| Diluted Shares Outstanding | 57.6M | 57.8M | 58.2M | 58.7M | 60.6M |
| Profitability Metrics | |||||
| EBITDA | 959.2M | 727.3M | 642.4M | 662.6M | 455.1M |
| D&A | 101.4M | 80.6M | 29.0M | 27.1M | 23.4M |
| EBIT | 857.8M | 646.7M | 613.4M | 635.5M | 431.7M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Sep 1, 2026