ACIC
AMERICAN COASTAL INSURANCE Corp
NASDAQ · Financial Services · Insurance - Property & Casualty · US
$10.59
+0.43%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 310.8M | 335.4M | 296.7M | 263.7M | 220.8M |
| Cost of Revenue | 63.0M | 46.0M | 140.3M | 122.1M | 177.1M |
| Gross Profit | 247.8M | 289.4M | 156.3M | 141.6M | 43.7M |
| Operating Expenses | |||||
| R&D Expense | — | — | 357.7M | — | — |
| SG&A Expense | 17.6M | — | 37.0M | 31.8M | 32.0M |
| General & Admin Expense | 17.6M | — | 37.0M | 31.8M | 32.0M |
| Selling & Marketing Expense | — | — | — | — | — |
| Other Expenses | 113.5M | 146.7M | (349.9M) | 13.7M | 10.0M |
| Total Operating Expenses | 131.1M | 146.7M | 44.8M | 45.5M | 42.0M |
| Cost and Expenses | 194.1M | 192.7M | 185.1M | 167.6M | 219.1M |
| Operating Income (EBIT) | 116.7M | 142.7M | 111.6M | 96.1M | 1.7M |
| Non-Operating | |||||
| Interest Income | — | — | — | — | — |
| Interest Expense | 9.7M | 10.8M | 12.0M | 10.9M | 9.5M |
| Net Interest Income | (9.7M) | (10.8M) | (12.0M) | (10.9M) | (9.5M) |
| Other Non-Op Income/Expense | — | — | (9.9M) | — | — |
| Non-Operating Income (excl Interest) | (9.7M) | (10.8M) | (2.1M) | (10.9M) | (9.5M) |
| EBT (Pre-Tax Income) | 116.7M | 142.7M | 101.7M | 96.1M | 1.7M |
| Income Tax Expense | 29.6M | 35.9M | 25.3M | 10.9M | 26.2M |
| Bottom Line | |||||
| Net Income | 87.1M | 106.8M | 75.7M | 309.9M | (469.9M) |
| Earnings from Cont. Ops | 87.1M | 106.8M | 76.3M | 85.2M | (24.6M) |
| Earnings from Discont. Ops | — | 42.0K | (601.0K) | 224.7M | (445.4M) |
| Bottom Line Net Income | 87.1M | 106.8M | 75.7M | 309.9M | (469.9M) |
| Per Share | |||||
| Basic EPS | $1.82 | $2.20 | $1.58 | $7.11 | ($10.87) |
| Diluted EPS | $1.76 | $2.15 | $1.53 | $6.98 | ($10.87) |
| Revenue Per Share | $6.59 | $6.92 | $6.20 | $6.05 | $5.13 |
| Shares | |||||
| Basic Shares Outstanding | 47.2M | 48.5M | 47.8M | 43.6M | 43.1M |
| Diluted Shares Outstanding | 48.4M | 49.8M | 49.4M | 44.4M | 43.1M |
| Profitability Metrics | |||||
| EBITDA | 129.6M | 160.1M | 122.5M | 117.6M | 34.5M |
| D&A | 3.1M | 6.6M | 8.9M | 10.6M | 23.3M |
| EBIT | 126.4M | 153.5M | 113.7M | 107.0M | 11.2M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Sep 1, 2026