ABCB
Ameris Bancorp
NYSE · Financial Services · Banks - Regional · US
$84.52
+1.75%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 1.7B | 1.7B | 1.6B | 1.5B | 1.1B |
| Cost of Revenue | 502.8M | 527.8M | 587.9M | 588.0M | 164.6M |
| Gross Profit | 1.2B | 1.1B | 1.0B | 899.9M | 976.9M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 446.1M | 393.8M | 375.8M | 358.7M | 339.8M |
| General & Admin Expense | 442.8M | 393.8M | 363.1M | 347.1M | 327.8M |
| Selling & Marketing Expense | 3.3M | — | 12.6M | 11.6M | 12.0M |
| Other Expenses | 257.8M | 210.2M | 193.4M | 184.2M | 184.0M |
| Total Operating Expenses | 703.9M | 604.0M | 569.1M | 542.9M | 523.8M |
| Cost and Expenses | 1.2B | 1.1B | 1.2B | 1.1B | 688.3M |
| Operating Income (EBIT) | 498.4M | 533.8M | 475.9M | 356.9M | 453.1M |
| Non-Operating | |||||
| Interest Income | 1.4B | 1.4B | 1.4B | 1.3B | 893.9M |
| Interest Expense | 450.1M | 457.6M | 529.1M | 445.4M | 92.9M |
| Net Interest Income | 999.9M | 936.9M | 849.2M | 835.0M | 801.0M |
| Other Non-Op Income/Expense | — | — | — | — | — |
| Non-Operating Income (excl Interest) | — | — | — | — | — |
| EBT (Pre-Tax Income) | 498.4M | 533.8M | 475.9M | 356.9M | 453.1M |
| Income Tax Expense | 112.0M | 121.6M | 117.2M | 87.8M | 106.6M |
| Bottom Line | |||||
| Net Income | 386.4M | 412.2M | 358.7M | 269.1M | 346.5M |
| Earnings from Cont. Ops | 386.4M | 412.2M | 358.7M | 269.1M | 346.5M |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 386.4M | 412.2M | 358.7M | 269.1M | 346.5M |
| Per Share | |||||
| Basic EPS | $5.73 | $6.02 | $5.21 | $3.90 | $5.01 |
| Diluted EPS | $5.72 | $6.00 | $5.19 | $3.89 | $4.99 |
| Revenue Per Share | $25.54 | $24.33 | $23.73 | $21.57 | $16.50 |
| Shares | |||||
| Basic Shares Outstanding | 66.8M | 68.4M | 68.8M | 69.0M | 69.2M |
| Diluted Shares Outstanding | 67.0M | 68.7M | 69.1M | 69.1M | 69.4M |
| Profitability Metrics | |||||
| EBITDA | 520.1M | 572.2M | 522.6M | 402.9M | 506.7M |
| D&A | 21.8M | 38.4M | 46.7M | 45.9M | 53.6M |
| EBIT | 498.4M | 533.8M | 475.9M | 356.9M | 453.1M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Sep 1, 2026