Life Time Group Holdings, Inc.
- Open
- 40.75
- Day high
- 40.99
- Day low
- 39.52
- Prev close
- 40.84
- Volume
- 1.2M
- Mkt cap
- $9.1B
- P/E (TTM)
- 23.1
- EPS (TTM)
- $1.71
- P/B
- 2.8
- P/S
- 2.9
- Yield
- —
- Per share
- —
- ▼Insiders net selling -$1.2B over the last 3 months (0 open-market buys, 32 sales)
- 🏛Institutions accumulating (13F)
Life Time Group Holdings, Inc. (LTH) is a Consumer Cyclical company listed on NYSE. The stock is up 36% over the past year. Over the trailing 3 months, insiders filed 0 open-market buys and 32 sales (SEC Form 4).
Life Time Group Holdings, Inc. (LTH) financials & analyst ratings
Fundamentals (TTM)
Analyst consensus · 7 analysts
Source: exchange market data + company filings. Figures are trailing-twelve-month or as most recently reported. For informational purposes only — not investment advice.
LTH earnings date, history & EPS estimates
| Report date | EPS est | EPS actual | Surprise | Revenue | Rev. surprise |
|---|---|---|---|---|---|
| May 5, 2026 | $0.34 | $0.42 | +23.5% | $789M | +0.1% |
| Feb 24, 2026 | $0.33 | $0.34 | +3.0% | $745M | -5.4% |
| May 8, 2025 | $0.27 | $0.39 | +44.4% | $706M | -6.5% |
| Feb 27, 2025 | $0.24 | $0.27 | +12.5% | $663M | -3.3% |
| Oct 24, 2024 | $0.20 | $0.19 | -5.0% | $693M | +9.3% |
| Aug 1, 2024 | $0.15 | $0.26 | +73.3% | $668M | -0.8% |
| May 1, 2024 | $0.13 | $0.12 | -7.7% | $597M | -6.0% |
| Feb 28, 2024 | $0.09 | $0.19 | +111.1% | $559M | +0.4% |
| Oct 25, 2023 | $0.13 | $0.13 | +0.0% | $585M | -0.3% |
| Jul 25, 2023 | $0.10 | $0.08 | -20.0% | $562M | -4.7% |
| Mar 8, 2023 | $0.05 | $0.07 | +40.0% | $473M | -7.0% |
| Nov 9, 2022 | $-0.09 | $-0.07 | +22.2% | $496M | -0.6% |
LTH insider trading activity (SEC Form 4)
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| Jun 26, 2026 | Singh Ritadhwaja Jebensofficer: EVP & CHIEF DIGITAL OFFICER | Option | 67,751 | $13.65 |
| Jun 26, 2026 | Singh Ritadhwaja Jebensofficer: EVP & CHIEF DIGITAL OFFICER | Sell | 67,751 | $38.65 |
| Jun 12, 2026 | Almendares Jimenadirector | Sell | 40,589 | $33.59 |
| Jun 5, 2026 | Partners Group Private Equity Fund, LLCother: Member of 10% Owner Group | Sell | 329,921 | $28.60 |
| Jun 5, 2026 | DANHAKL JOHN Gdirector | Sell | 2,208,580 | $28.60 |
| Jun 5, 2026 | Galashan John Kristoferdirector | Sell | 2,208,580 | $28.60 |
| Jun 5, 2026 | Green LTF Holdings II LPdirector | Sell | 2,168,305 | $28.60 |
| Jun 5, 2026 | Green LTF Holdings II LPdirector | Sell | 3,673 | $28.60 |
| Jun 5, 2026 | Green LTF Holdings II LPdirector | Sell | 36,602 | $28.60 |
| May 26, 2026 | Partners Group Private Equity Fund, LLCother: Member of 10% Owner Group | Sell | 449,960 | $32.51 |
| May 26, 2026 | Galashan John Kristoferdirector | Sell | 3,006,100 | $32.51 |
| May 26, 2026 | Green LTF Holdings II LPdirector | Sell | 49,819 | $32.51 |
| May 26, 2026 | DANHAKL JOHN Gdirector | Sell | 3,006,100 | $32.51 |
| May 26, 2026 | Green LTF Holdings II LPdirector | Sell | 4,999 | $32.51 |
| May 26, 2026 | Green LTF Holdings II LPdirector | Sell | 2,951,282 | $32.51 |
Source: LTH SEC Form 4 filings, latest Jun 26, 2026. For informational purposes only — not investment advice.
See the full LTH insider & 13F page →Life Time Group Holdings, Inc. company profile
Overview
Life Time Group Holdings, Inc. (NYSE:LTH) is a premium health and fitness company that operates upscale athletic country clubs across the United States and Canada. Founded in 1992 and headquartered in Chanhassen, Minnesota, the company went public in October 2021. Life Time has evolved from a traditional fitness center operator into a comprehensive wellness destination, positioning itself as an "athletic country club" that serves affluent suburban and urban communities. The company operates 151 centers across 29 states and one Canadian province, offering a resort-like environment that combines fitness, recreation, and wellness services under one roof.
Business
Life Time operates in the premium fitness and wellness industry, distinguishing itself from traditional gyms by offering comprehensive lifestyle destinations rather than basic workout facilities. The company's core business revolves around membership-based athletic country clubs that provide an extensive range of amenities and services. The company's facilities feature expansive fitness floors with state-of-the-art equipment, group fitness studios, indoor and outdoor swimming pools, tennis and basketball courts, and specialized areas for emerging sports like pickleball. Beyond traditional fitness offerings, Life Time centers include LifeSpa services for relaxation and recovery, LifeCafe for healthy dining options, and comprehensive childcare facilities including Kids Academy learning spaces that allow parents to exercise while their children participate in educational activities. Life Time has expanded beyond physical locations through Life Time Digital, a streaming platform that provides live fitness classes, remote personal training, nutrition support, and wellness content to over 2 million subscribers. The company has also developed ancillary businesses including Life Time Health (LTH), a nutritional supplements brand, and Miura, a health optimization and longevity service targeting affluent members seeking personalized wellness solutions. The company's revenue is primarily derived from membership dues (approximately 70-75% of total revenue), with the remainder coming from in-center services such as personal training, spa treatments, food and beverage sales, and specialized programs. Life Time targets affluent households with average annual incomes exceeding $100,000, positioning itself as a premium lifestyle brand rather than a budget fitness option.
Revenue model
Life Time generates revenue through multiple interconnected streams, with membership dues and enrollment fees comprising the majority of income at approximately 70-75% of total revenue. Members pay monthly dues averaging $208, significantly higher than traditional gym memberships, reflecting the premium positioning and comprehensive amenities offered. The company's in-center revenue represents the remaining 25-30% and includes personal training services, spa treatments, food and beverage sales from LifeCafe, retail merchandise, childcare services, and specialized programs like small group training and pickleball lessons. This diversified revenue model creates multiple touchpoints with members and increases the average revenue per membership to approximately $815 annually. Life Time's paying customers are primarily affluent individuals and families in suburban and urban markets, with household incomes typically exceeding $100,000. The company deliberately targets this demographic through strategic location selection in upscale neighborhoods and premium pricing that naturally filters for higher-income members. Several factors influence the company's margins and profitability. Positive margin drivers include the company's ability to implement regular price increases due to its premium positioning, high member retention rates exceeding 70%, and the scalability of digital offerings like Life Time Digital. The company's focus on high-engagement amenities like pickleball and specialized training programs also drives incremental revenue without proportional cost increases. Margin pressures come from rising labor costs, particularly for skilled personal trainers and spa professionals, increasing utility expenses for large facilities with pools and extensive HVAC systems, and ongoing capital expenditure requirements to maintain premium facilities. Real estate costs, whether through owned properties or leases, represent a significant fixed cost component. Economic downturns could pressure membership levels, though the company's affluent customer base provides some insulation from broader economic volatility.
Competitive moat
Life Time's competitive moat stems from several interconnected factors, creating a moderately strong defensive position in the premium fitness market. The company's primary moat is its brand positioning as an "athletic country club" that has successfully differentiated itself from both traditional gyms and country clubs by offering comprehensive wellness experiences at a relatively accessible price point compared to exclusive country club memberships. The company benefits from significant real estate advantages, as its large-format facilities (typically 100,000+ square feet) require substantial capital investment and prime locations that are difficult for competitors to replicate. Once established in a market, Life Time's comprehensive offering creates high switching costs for members who would lose access to integrated services like childcare, spa treatments, and specialized programming. Network effects strengthen the moat as Life Time builds community among members through group classes, sports leagues, and social events, creating emotional attachment beyond the transactional gym relationship. The company's digital platform and expanding ecosystem of health products create additional stickiness by integrating multiple aspects of members' wellness routines. However, Life Time's moat faces several challenges. The company operates in a cyclical consumer discretionary sector where membership levels can fluctuate during economic downturns. Competition comes from multiple directions: traditional gyms offering basic services at lower prices, boutique fitness studios providing specialized experiences, and emerging at-home fitness solutions accelerated by digital platforms. The company's premium positioning, while providing pricing power during good times, could become a vulnerability if economic conditions force consumers to trade down to more affordable fitness options. Additionally, the high fixed costs associated with maintaining premium facilities create operational leverage that works both ways - amplifying profits during growth periods but potentially magnifying losses during downturns.
Risks & safety
Life Time presents moderate financial risk with mixed safety indicators that require careful monitoring. **Overall Assessment:** The company maintains adequate liquidity but operates with elevated leverage typical of asset-heavy businesses in the fitness industry. **Cash and Debt Position:** • Current ratio of 0.43 indicates potential short-term liquidity constraints • Cash position of $59 million is relatively low given operational scale • Total debt-to-equity ratio of 1.47 reflects significant leverage • Net debt leverage ratio of 2.0x EBITDA is manageable but elevated • Fixed interest rates below 6% on Term Loan B provide some protection against rate volatility **Valuation Metrics:** • EV/EBITDA of 14.5x appears reasonable for a growing premium service business • Price-to-earnings ratio of 21.0x reflects moderate valuation • Free cash flow of $41 million demonstrates positive cash generation ability • Graham number suggests potential undervaluation at current levels **Other Considerations:** • Strong operational cash flow of $184 million provides debt service coverage • Premium customer base offers some recession resistance • High fixed costs create operational leverage risk during downturns • Asset-heavy business model requires ongoing capital investment
Recent development
Over the past few years, Life Time has executed a comprehensive transformation strategy focused on premiumization and diversification beyond traditional fitness offerings. The company has significantly expanded its pickleball footprint, targeting 1,000 courts across its network within 18 months and even filing patents for proprietary pickleball equipment, recognizing the sport's explosive growth among affluent demographics. The company has invested heavily in artificial intelligence and digital technology, developing sophisticated algorithms for pricing optimization and member experience enhancement. Life Time Digital has grown rapidly to over 2 million subscribers, expanding from a pandemic-era necessity to a core growth driver that requires minimal incremental investment while providing scalable revenue. Ancillary business development has become a key strategic focus, with Life Time Health (LTH) nutritional supplements showing strong month-over-month growth and the Miura health optimization platform targeting the growing longevity and wellness market. These initiatives represent the company's evolution from a fitness provider to a comprehensive wellness ecosystem. Life Time has also refined its real estate strategy, increasingly pursuing asset-light expansion through sale-leaseback transactions that generate $240-250 million annually while maintaining operational control. This approach allows for continued growth while improving balance sheet flexibility and reducing capital intensity. The company has implemented sophisticated pricing strategies using AI-driven algorithms to optimize membership dues on a club-by-club basis, resulting in average monthly dues increasing from $162 in 2022 to $208 in 2025 while maintaining record retention rates exceeding 70%.
LTH company profile · for informational purposes only — not investment advice.
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